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Superannuation

For many people superannuation is likely to be their primary source of income in retirement. Considering that you could spend almost a third of your life in retirement, your time after full-time work deserves some careful planning.

Many salaried employees or wage earners may feel their employers' super contributions or the Age Pension will adequately support a comfortable retirement. However, bear in mind that many of your basic expenses, such as food, clothing and utility bills, will continue once you retire. Additionally, you may wish to travel, renovate or move to another home.

A number of options are available to ensure you have sufficient income in retirement. Most people (depending on individual circumstances) need around 60 to 80 per cent of their annual pre-retirement salary each year in retirement, in order to maintain a comfortable lifestyle. Therefore, putting in place an effective retirement savings strategy is critical.

Would you like to know more? Contact us today!